Citi bank reward credit card is designed to serve best shopping experience to shopaholics. This Citi Rewards Card comes with great privileges across multiple shopping categories. Thus, it can be said that this reward credit card gives the best of everything to its cardholders from great shopping offers to easy payment plans; you can undoubtedly look forward to Citi Rewards Domestic Credit Card.

Key highlights of Citi Rewards Credit Card Benefits:

  • New users can get benefits of up to 2500 bonus points at the time of new credit card activation; though, to earn the points, it is mandatory to make transactions from the card within 60 days of card activation.
  • Cardholders can enjoy 10x reward points on shopping at apparel and departmental stores and other associated stores.
  • Card is featured with EMV chip and secured with PIN that provides additional security and lowers the risk of card fraudulence.
  • Cardholders can also get concierge services like organizing parties, sending flowers, dining with family and restaurants, free movie tickets, etc.
  • Card users can enjoy benefits of up to 20% on dining expenses at participating restaurants and bars across the country.
  • Get 10x reward points across more than 50 e-commerce portal and around 700 retail stores
  • Earned reward points can be adjusted against the outstanding balance (1 reward point = Paisa 0.35)

Fees and Charges:

Annual fees – Rs.1000

Default payment charges – 3.50% per month (42% annually) on the transaction amount

Cash advance fee – 2.5% or Rs.500, whichever is higher, on the transaction amount from domestic ATMs and 3% on the transaction amount at international amount

Overseas transaction charges – 3.50%

Late payment charges:

  • For outstanding amount of up to Rs.10000, Rs.300 would be charged
  • For outstanding amount from Rs.10000 to Rs.25000, Rs.600 would be charged
  • For outstanding amount above Rs.25000, Rs.950 would be charged

How to apply for Citi Rewards Card?

To apply for Citi Rewards Domestic Card, applicants can visit and submit the application form to grab this exciting credit card. Applicants can also check for further privileges of reward program and terms and conditions of the card to thoroughly understand the benefits of subscribing to this credit card. Fill the details asked in the application form and submit the form, one of the customer representatives from will get in touch with you.

Applicants can also check for their eligibility criteria for the card. Any applicant who is a resident of India can apply for the card; however, minimum age criteria for the card is 18 years, but, an applicant should not be more than 70 years. So, apply for Citi bank credit card and get hosted by amazing privileges.

About The Author

Leave a Reply

Your email address will not be published.